FAQs
What is the maximum joining age?
How long can I be insured under the Loss of Licence Insurance?
For Monthly Benefit cover, cover will cease on your 65th birthday.
How long do I have to wait for payment of a claim?
The waiting period for monthly benefits depends on which option you choose when taking out the policy. The monthly benefits are then payable monthly in arrears.
How long can I benefit from the Temporary Monthly Benefit payments?
How do I pay the premiums?
How do I change my payment method?
What will the premiums be?
Your illustration will show you the premium you will need to pay for the first 12 months of the policy. The premium will increase annually in line with your age and may also increase or decrease due to an overall review of the scheme’s premiums.
Your premiums are based on several factors, which include:
- The amount of cover you choose
- Your age
- The charges on the policy
- The waiting period you choose on the monthly benefit
- The premium may be increased due to certain health conditions
If you are not a BALPA member or another organisation recognised by FRS, your premiums will be increased by 10% over the standard premium rates.
I have a trainee pilot insurance policy, when will this cover convert to a standard policy?
What happens if I have completed my training but cannot get a job as a pilot with an airline?
My employer provides me with Loss of Licence insurance cover, can I still hold or purchase cover with Flightcrew Risk Solutions?
Yes, if the level of cover required fits within the maximum limit that can be taken out. This policy can act as a ‘top up’ policy. The level of affordable cover can be calculated by visiting our ‘Get an instant quote’ page.
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BALPA Members receive a 10% discount on premium rates applied.