Tailored to you
Flightcrew offers flexible Loss of Licence cover against losing your medical whether this is temporary or permanent. The Loss of Licence lump sum cover pays out a lump sum if you are unlikely to return to flying because you have lost your medical.
The Loss of Licence monthly benefit cover provides an income if you lose your medical temporarily and if you are unlikely to return to flying, the monthly payment continues for the remainder of the selected term.
Flexible waiting period
Our Loss of Licence monthly benefit has a range of waiting periods before benefits start which are 60, 90, 180, 365 days or 18 months. There are also a range of periods for which benefits can be paid which are 24, 36, 48 or 60 months.
Your individual needs
You can choose Permanent Loss – Lump Sum coverage or Monthly temporary benefits coverage or a combination of the two. With our Loss of Licence cover, you are not limited to just one option, you can mix lump sum cover and more than one option on monthly benefit cover, giving truly flexible cover.
Key features
In addition, the cover for trainees includes features that other providers may not offer. For example, under the Loss of Licence lump sum cover, if you have a break in your training due to illness, and the flying school requires you to pay an additional amount for remedial training, we will pay up to 15% of the lump sum cover towards this cost. We are also able to offer life cover.
Commercial Pilot Key Features
Trainee Pilot Key Features
Captain B
The money I paid in premiums when I was unfortunate enough to get ill was about 1 % of my gross income but the benefit payments become about 33% of my net income when I was off sick for 9 months. You don’t miss the money when happily at work but when off LTS it made a huge difference and it ensured that I had enough cover to pay the standing orders and the Mortgage. The Flightcrew LOL stood out because of the ease and speed of claim initiation at a very stressful time, especially when compared with trying to get SSP from the government.
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BALPA Members receive a 10% discount on premium rates applied.